EASY CHOCOLATE CHIP BANANA BREAD – The Ultimate Moist & Delicious Recipe
There’s something truly magical about the aroma of banana bread baking in the oven, especially when it’s loaded with melty chocolate chips. This easy chocolate chip banana bread recipe will become your new go-to for using up those ripe bananas sitting on your counter. The combination of sweet bananas and rich chocolate creates a treat that’s perfect for breakfast, snacking, or dessert.
What makes this recipe stand out is its incredible moistness and rich flavor profile. Unlike some banana breads that can turn out dry or dense, this version stays beautifully tender thanks to the perfect balance of ingredients. The addition of Greek yogurt adds a subtle tanginess that complements the sweetness, while the chocolate chips provide little pockets of pure indulgence throughout every slice.
Why This Chocolate Chip Banana Bread Recipe Works
The secret to this recipe’s success lies in several key factors that ensure perfect results every time. First, using very ripe bananas is non-negotiable – those brown-spotted bananas that you might be tempted to throw away are actually at their peak for baking. The natural sugars have developed fully, giving your bread incredible sweetness without needing excessive added sugar.
Another crucial element is the combination of butter and Greek yogurt. The melted butter provides rich flavor and moistness, while the Greek yogurt adds protein and keeps the texture incredibly tender. If you’re looking for other delicious baking ideas, check out our best chocolate chip cookies recipe for another classic treat that never disappoints.

Ingredients That Make a Difference
Let’s talk about the ingredients that transform this from ordinary banana bread to something truly spectacular. The combination of both brown and granulated sugar creates a complex sweetness – the brown sugar adds molasses notes that pair beautifully with bananas, while the granulated sugar provides straightforward sweetness that lets the chocolate shine.
Mini chocolate chips are my secret weapon here. They distribute more evenly throughout the batter than regular-sized chips, ensuring you get chocolate in every single bite. Plus, they melt beautifully, creating those irresistible chocolate streaks that make each slice look as good as it tastes.
Step-by-Step Preparation Guide
Start by preheating your oven to 350°F (175°C) and preparing your loaf pan. Grease it well or line it with parchment paper for easy removal. This simple step ensures your beautiful bread comes out perfectly without sticking.
In a large mixing bowl, combine your mashed bananas with both sugars. Mix until well combined – you want the sugars to start dissolving into the banana mixture. Then add the melted butter, eggs, vanilla extract, and Greek yogurt. Whisk everything together until you have a smooth, homogeneous mixture.
In a separate bowl, whisk together your flour, baking soda, and salt. The key here is to ensure these dry ingredients are evenly distributed before combining them with the wet ingredients. This prevents overmixing later, which can lead to tough bread.
Gently fold the dry ingredients into the wet mixture using a spatula. The goal is to combine them without overworking the batter – stop mixing as soon as you no longer see streaks of flour. Then fold in most of your mini chocolate chips, reserving some for sprinkling on top.
Pour the batter into your prepared loaf pan, smooth the top, and sprinkle with the remaining chocolate chips. This creates that beautiful bakery-style appearance that makes the bread look as inviting as it tastes.

Baking Tips for Perfect Results
Bake your chocolate chip banana bread for 55-65 minutes, or until a toothpick inserted into the center comes out clean or with just a few moist crumbs attached. The exact timing can vary based on your oven and the specific pan you’re using, so start checking around the 50-minute mark.
One pro tip: if you notice the top browning too quickly, tent it loosely with aluminum foil for the remainder of the baking time. This prevents burning while allowing the center to cook through properly.
Allow the bread to cool in the pan for about 15 minutes before transferring it to a wire rack to cool completely. I know it’s tempting to slice into it immediately, but this resting period allows the structure to set properly, making for cleaner slices.
Customization and Variations
The beauty of this recipe is how easily you can customize it to suit your preferences or dietary needs. For a nutty crunch, add ½ cup of chopped walnuts or pecans along with the chocolate chips. If you’re watching your sugar intake, you can reduce the total sugar by ¼ cup without sacrificing too much texture.
For a gluten-free version, simply substitute the all-purpose flour with your favorite 1-to-1 gluten-free baking blend. The results are just as delicious! If you enjoy experimenting with different flavors, you might also love our carrot cake oatmeal cookies for another creative baking adventure.
Serving Suggestions and Storage
This chocolate chip banana bread is incredibly versatile when it comes to serving. Enjoy it warm from the oven with a pat of butter melting into its surface, or at room temperature for a quick breakfast on the go. It pairs beautifully with coffee in the morning or makes a satisfying afternoon snack.
For storage, keep your banana bread in an airtight container at room temperature for up to 3 days. If you want to keep it longer, it freezes beautifully. Simply wrap individual slices in plastic wrap and store them in a freezer bag for up to 3 months. This makes it easy to grab a single serving whenever the craving strikes.
If you’re looking for more delicious breakfast options, our hash brown egg casserole is perfect for weekend brunches or make-ahead mornings when you need something hearty and satisfying.
Why You’ll Love This Recipe
What sets this chocolate chip banana bread apart is its perfect balance of flavors and textures. The bread itself is moist and tender with a beautiful crumb, while the chocolate chips add richness and indulgence. It’s sweet enough to feel like a treat but not so sweet that you can’t enjoy it for breakfast.
The recipe is also incredibly forgiving, making it perfect for beginner bakers. Unlike some finicky baked goods that require precise measurements and techniques, this banana bread welcomes small variations and still delivers fantastic results. If you’re new to baking, you might also enjoy starting with our moist banana bread recipe as a foundation before adding the chocolate chips.
Most importantly, this recipe transforms what might otherwise become food waste into something truly delicious. Those overripe bananas that most people toss are actually the key ingredient for creating this comforting, homey treat that fills your kitchen with the most wonderful aroma.
Final Thoughts
This easy chocolate chip banana bread recipe is more than just a way to use up ripe bananas – it’s a celebration of simple, comforting flavors that bring people together. Whether you’re baking it for a family breakfast, a potluck contribution, or just because you deserve a treat, this recipe delivers consistent, delicious results every time.
The combination of sweet bananas and rich chocolate is truly timeless, and this recipe honors that classic pairing while ensuring the texture is absolutely perfect. So the next time you see those bananas turning brown on your counter, don’t toss them – transform them into this incredible chocolate chip banana bread that will have everyone asking for the recipe.

Easy Chocolate Chip Banana Bread
Ingredients
Equipment
Method
- Preheat oven to 350°F (175°C) and grease a loaf pan or line with parchment paper
- In a large bowl, combine mashed bananas with both sugars and mix until well combined
- Add melted butter, eggs, vanilla extract, and Greek yogurt, whisking until smooth
- In separate bowl, whisk together flour, baking soda, and salt until evenly distributed
- Gently fold dry ingredients into wet mixture using a spatula, stopping when no flour streaks remain
- Fold in most of the mini chocolate chips, reserving some for topping
- Pour batter into prepared loaf pan, smooth top, and sprinkle with remaining chocolate chips
- Bake for 55-65 minutes or until toothpick inserted in center comes out clean
- Cool in pan for 15 minutes, then transfer to wire rack to cool completely






